The policy compensates the Insured/Employer against his obligation as an "employer" for the accidental injuries (including mortal) borne by the employees in the course of work. All employers, including contractors or principals, appointing and involving 'employees' as demarcated in the Employees' Compensation Act or sharing an employer-employee relation are eligible to buy this cover.
On a payment of extra premium, the main extensions include -
- Occupational Diseases
- Medical expenses including related hospital, surgical and transportation expenses.
- Employees of Contractors