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Securing your Projects & Future Profits

Advance Loss of Profit Insurance

Features & Benefits

  • Requirements


    Even slight delays in commissioning of projects can cause major losses to a business, stopping it from generating revenues. Material damage policies, in such cases, will not suffice. What is required in such moments is an ???Advance Loss of Profit Insurance Policy".

  • Benefits


    While running a business requires a substantial amount of capital, there are some financial commitments that depend solely on the generation of profits. During construction, accidents may occur and your property might get damaged, leading to a delay in operations, and subsequently cause losses. The ???Advance Loss of Profit Insurance??? can provide you coverage in such situations.

  • Sum Insured

    Sum Insured

    The sum insured is based on the gross profit anticipated for the business and the indemnity period.

  • Premium


    The premium rate for this policy is derived from the material damage rate, after applying risk factors like coverage, deductibles, past loss experience, location, and nature of the occupancy.

Please read the policy wordings for more information.*Terms & Conditions apply.


If you are the principal owner or buyer with regards to the property under construction, you can avail this policy.

For more details on the eligibility, please read the policy wordings.??????

The Advance Loss of Profit Insurance is like an extension of material damage policies like the Contractors All Risk and Erection All Risk policies. To avail the Advance Loss of Profit Insurance, you must have at least one of these two policies in effect at the time the damage that led to loss of profit.

This policy will cover the following:

  • Loss of net profit due to stoppage of business as a result of insured perils
  • Standing charges which continue to accrue in spite of stoppage of business
  • Additional expenditure you incur to maintain normal business activity during the period in which the business is affected

The policy is mainly intended to cover the principal owner. But, financiers may also be included in the coverage.???

The above mentioned list is not exhaustive. Please read the Policy wordings for a detailed list of Inclusions & other details.????????????

This policy does not cover consequential losses that are caused by the perils excluded in the material damage policy, i.e. Contractor All Risk or Erection All Risk.

This is not an exhaustive list. For more details, please read the policy wordings.

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