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The start and growth of all small to big firms is based on their employees and the work that they deliver. Among the many factors that drive the functionality of your employees, their safety and security plays a major role. With mishaps being part and parcel of the workplace, it is only natural that the ???Employer??? assists the employee by compensation for the loss.
An Employees??? Compensation Policy has been devised with a view to assist you in taking care of your employees if any unfortunate incident were to ever arise. Under the Employees??? Compensation Act, 1923 and its ensuing amendments along with the common law, this policy covers physical injury and death resulting from an accident due to and during the employment.
Adhering to what???s prescribed in the Employees??? Compensation Act, this policy protects the insurer against their obligations as employers, for injuries caused to the employees at the workplace. With the payment of an extra premium, the coverage gets extended to surgical, medical and hospital expenditures, including transportation expenses to the hospital.
The insurable wages to be paid to the employees serve as the base of premium calculation, and must be stated for the chosen policy period.
The sum of the premium depends on factors like the kind of work, category of employee and the amount that has been insured.
Please read the policy wordings. for more information.?????????*Terms & Conditions apply.??????
Any employer, contractor or principal that appoints or involves employees as stated in the Employees??? Compensation Act, or shares an employer-employee relation is eligible to buy this policy.
The insurance policy that we provide protects you against any obligations that you may have as an employer for the physical injury or death caused to your employee due to or during the employment.
However, on payment of an extra premium, you get to attain coverages like ???
This is not an exhaustive list. For a detailed list of inclusions & other details, please read the policy wordings.
The risks that may not be covered under the policy include ???
This is not an exhaustive list. For a detailed list of exclusions???& other details, please read the policy wordings.
The Client has highly appreciated the inputs and report from Mr. Sudhanshu.
Its because of him we were able to convince the client to move to Liberty along with local sales support.
We find the report is very exhaustive in bringing out the risk exposures and the works the client has to carry out for risk elimination. Surely the client will be benefited by the suggestions you have put forth.
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