The cover provided by the policy, comes with certain limits, which are:
Any One Accident (AOA): Not less than the paid up capital of the insured, subject to a maximum Rs. 5 crore.
Any One Year (AOY): Three times the ‘Any One Accident’ limit, subject to a maximum of Rs. 15 crore.
Claims exceeding the above statutory limits are to be met by the Environmental Relief Fund (ERF).